National Cash Transfer Office (NCTO) (Nigeria)
Conditional Cash Transfers
The Conditional Cash Transfer supports the poor and vulnerable with N5,000 (Five Thousand Naira) per month, to improve consumption, with the aim of reducing poverty, preventing the vulnerable households from falling further down the poverty line and building their resilience to withstand shocks.
One of the major activities of the programme is to facilitate the transfer of N5, 000 per month to beneficiaries, which is paid on bi-monthly bases (every two months). The payment is given to all eligible households selected from the National Social Register (NSR). The second type of transfer known as top-up (additional five thousand also given bi-monthly) is given to a subset of the recipients of the first type of transfer, upon fulfilling certain conditions.
One of the major benefits of the programme besides the monthly N5,000 is capacity building. Capacity are built at all tiers to enhance empowerment of beneficiaries’ household to be self-reliant
The training is carried out at three tiers; officers at the state level and local government level are trained who in turn cascade the training to the beneficiaries in their communities.
Beneficiaries are trained on Life Skills (LS) and Savings Group Mobilization and Micro Business Development (SGMB). The training on SGMB is targeted at enabling the beneficiaries to save, form economic groups, make financial plans and engage in viable business activities within their communities in order to strengthen their livelihood activities by contributing their share to the state and national economy.
The life skill (SL) training on the other hand helps the beneficiaries to develop social and interpersonal skills that will enable them to cope with every day challenges of life by building and enhancing self-confidence and awareness.
Weekly visit to beneficiaries for coaching and mentoring to ensure learning from training received are put to use and to hand hold beneficiaries through the process of savings group formation and management of livelihood activities.
The livelihood support activities facilitate graduation of beneficiaries out of poverty, thereby making them financially independent.
Livelihood support aims at complementing the cash transfer to help targeted households to build a mind-set of enterprise development in order to reduce abject poverty in communities and create opportunities for work both on-farm and off-farm especially among women and youth. The livelihood component of this programme is fundamentally focused at enabling beneficiaries to establish a sustainable means of livelihood. A number of beneficiaries have made remarkable progress in their individual lives and households. A lot of the beneficiaries of the CCT are engaged in productive business activities for self-reliance. Some of them are engage in animal husbandry, petty trading, services such as dressmaking, grinding of grains and other necessary service at the communities which was the preserve of a few persons.
Top-up Cash Transfer
The Top-up Cash Transfer incorporates benefits linked to the participation of selected households in activities focused on human capital development and sustainable environment through adherence to specified conditions known as co-responsibilities. The four broad areas available for the co-responsibilities are:
The Top-up cash transfer is aimed at:
- Increasing children school enrolment/attendance
- Improving utilization of health facilities for ante and post-natal care, child immunization and nutrition.
- Addressing environmental hazards to improve productive assets.